Tutor 1
Camelo Rincón, Milton Samuel
Resumen
The objective of this paper is to identify the main determinants that affect the demand for mortgage credit by households, by analyzing the socioeconomic characteristics of the heads of household of the city of Bogota in the year 2014. For the achievement of this objective, we make a description of the normative framework of the access to the demand of housing and its financing through mortgages was made, where a review of its antecedents and the current policy is made. Finally, and appealing to the data collected by the multipurpose survey carried out for the city, the characterization of the main socioeconomic determinants of the heads of households was elaborated. Finally, an econometric analysis was carried out, using a Logit model, establishing that variables such as expenditure, age and education significantly affect the obtaining of a mortgage loan
Palabras clave
Vivienda - Financiación, Oferta de vivienda, Préstamos hipotecarios
Tipo de documento
Trabajo de grado - Pregrado
Licencia Creative Commons
This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License.
Fecha de elaboración
1-1-2017
Programa académico
Economía
Facultad
Facultad de Economía, Empresa y Desarrollo Sostenible - FEEDS
Citación recomendada
Amaya Cárdenas, J. S., & Parra Guzmán, J. F. (2017). Determinantes del acceso al crédito de vivienda por parte de los hogares de la ciudad de Bogotá. Retrieved from https://ciencia.lasalle.edu.co/economia/834
Publisher
Universidad de La Salle. Facultad de Economía, Empresa y Desarrollo Sostenible FEEDS. Economía